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For bonds and guarantees insurance contracts, premiums are recognised upon inception of risk. Swedish stock corporation listed on the Nasdaq OMX Stockholm. Please help us to share our service with your friends. Credit evaluations are performed on all new brokers, reinsurers, financial institutions and other counterparties. The capital reserves comprise statutory legal reserves of an associate. The president leads the work of Group Management and takes decisions in consultation with other members of management. AND DERIVATIVES Via its business operations, the Group is exposed to a number of financial risks, including fluctuations in earnings, balance sheet, and cash flow resulting from changes in exchange rates, rates of interest, and risks related to refinancing and credit. The Company has an internal audit department which monitors the internal controls and reports its findings and recommendations to the Audit Committee. Een momentje geduld totdat we hebben bevestigd dat u daadwerkelijk een persoon bent.